It is clear that more and more people are struggling with debt problems due to the tough economic climate of today. A large portion of South Africans are struggling to make ends meet. In this article I will explain how one can obtain a mobile phone contract whilst blacklisted.
We all know that cell phones are advancing at a rapid speed. We can see that the top of the range mobile phones of a few years ago are archaic and redundant. In order to get your hands on the latest models, one should make sure that you can upgrade your cell phone contract on a regular basis.
If you do not know if you are blacklisted, then I would suggest that you get hold of your credit report. A credit report will clearly state whether you are blacklisted. By applying for a cell phone contract is not that much different form taking out a loan, the cell phone provider will do a credit check before you can get approved.
A normal cell phone dealership will not be willing to give you a contract if you are blacklisted, as you appose a threat to them due to the fact that you might not be able to make your monthly payments. They are very strict with this because they can loose a lot of money by giving people phones on credit. This is the reason why, people who are blacklisted, find it hard to obtain a mobile phone contract.
There is some light at the end of the tunnel. There are numerous ways to get the contract whilst blacklisted. If you do some research then you will find that there are some companies who specifically cater for people with bad credit. There is thus a market for this as a large percentage of South Africans are struggling with debt and cell phones are not seen as a luxury anymore, but as a necessity. So you can put your mind at ease, knowing that there are various possibilities.
It is important that you should know that if you are blacklisted, then these companies will ask you to provide them with a deposit. This is just to give the company some security if you fail to support the costs of the cell phone contract. The other option is to go for a pre-paid contract. You will then have to buy the phone with cash and buy airtime and data as you need it.
If you are blacklisted then it is important that you do not over spend, so don’t go for the most expensive phone. Only get what you need. Luckily is it now possible for South Africans, who are blacklisted, to obtain a cell phone.